Raise Productivity. Reduce Costs. Improve Outcomes.
Long Term Disability coverage provides partial income replacement when employees are unable to work due to a prolonged illness or injury.
Long term disabilities can reduce an employee's income and retirement savings. At the same time, the resulting lost productivity can increase costs for employers.
The Standard's Workplace Possibilities Program — a unique, proactive approach to help keep employees at work and productive — helps to treat the whole person and intervene early, when it's possible.1
Our Workplace Possibilities consultants collaborate with our team of clinical, vocational and accommodations experts. By reviewing factors that can delay an employee’s recovery — from a physical or behavioral health condition — they can create tailored return-to-work plans and identify accommodations options for the employer to consider.
Key Features and Options
Check out the features that may be included with Long Term Disability coverage.
Industry-Leading Program
Turn to our Workplace Possibilities program to help employees stay at or return to work.
Get Help With Costs
Use the Reasonable Accommodation Expense Benefit of up to $25,000 to help your employees return to work or stay at work.
Employee Support
Our Employee Assistance Program and Work/Life solutions provide support for family, work or personal issues. It includes short-term, problem-resolution counseling, and employees can also get help with emotional, financial and legal challenges. This program is available to the employee and their family.2
Health Advocacy
Employees receiving benefits can meet with Personal Health Advocates for help navigating the health care system.3
Customized Features and Benefits
Talk to your sales representative to learn about how we can enrich your benefits package to meet your employees' unique needs.